Keystart is increasing income limits to help more West Australians into home ownership


Alkimos Beach - Keystart



Looking to buy and build at Alkimos Beach? To assist more Western Australians into home ownership, Keystart has announced an increase in the maximum income limits for singles, couples and families.

This means you could build your dream home sooner than you think!

From July 1 2019 to December 31 2019 Keystart's existing income limits will increase by $15,000 for singles and couples and by $20,000 for families.

What does the new income criteria mean to you?

When you buy or build a home valued up to $480,000 in the Perth metropolitan area, to be eligible for the Low Deposit Home Loan, your annual household income will now be up to $105,000 for singles,

$130,000 for couples and $155,000 for families.

Hurry, this offer will only be available till 31st December 2019. Speak to your mortgage broker or bank today to see if you meet the new eligibility criteria for Keystart’s Low Deposit Home Loan!



Region Current Income Limits New Income Limits Property Purchase Price Cap

Metropolitan area

$90,000 (Singles)

$115,000 (Couples)

$135,000 (Families)

$105,000 (Singles)

$130,000 (Couples)

$155,000 (Families)

Regional Areas (excluding Kimberley & Pilbara

$110,000 (Singles)

$135,000 (Couples)

$135,000 (Families)


$125,000 (Singles)

$150,000 (Couples)

$155,000 (Families)


$120,000 (Singles)

$150,000 (Couples)

$150,000 (Families)

$135,000 (Singles)

$165,000 (Couples)

$170,000 (Families)


$150,000 (Singles)

$180,000 (Couples)

$180,000 (Families)

$165,000 (Singles)

$195,000 (Couples)

$200,000 (Families)


Source: Keystart

Note: Keystart will accept applications using the higher income limits from 1 May 2019 to give consumers confidence they can begin their search for a home knowing what they may be eligible to borrow. The sales contract must settle after 1 July 2019. The income limits will then revert to the current levels from 1 January 2020.” Keystart, May 1, 2019.

For more information visit https://www.keystart.com.au/guides-and-tips/blogs/blogs-detail/we've-increased-our-maximum-income-limits