A Guide to Financing


Blakes Crossing



Create A Budget To Help You Save

When you are saving for your new home, writing out a budget is a good way to force yourself to make choices. Whether you use a spreadsheet, download an app like TrackMySpend or just use the old-fashioned pen and paper, writing down the numbers will make it clear to you and the rest of your family what you will need to sacrifice in order to achieve your financial goals and how long it will take you to get there.

Setting a budget will also help you understand exactly how much money you are going to have to spend on your new dream house.

For more tips on budgeting, read our helpful Lendlease guide to How To Save Your First Home Deposit.

Get Pre-Approval From Your Lender

Applying for pre-approval before you start house shopping will insure you against entering into a purchase agreement that you cannot fulfil. Before you start really spending time at our Blakes Crossing Display Village, do your research about which lender you want to use and find out exactly how much money you can really get for your mortgage.

Not convinced? Here is a practical guide to why getting is pre-approval important.

And once you’re ready, use this Blakes Crossing Guide To How To Apply For A Home Loan to help you step by step.

Check Your Eligibility For Government Grants

Government grants for home owners could save you thousands of dollars so it’s worthwhile spending some time to find out if you are eligible. For instance, did you know you may be able to use your superannuation to apply for the First Home Owners Grant? Find out more with our handy tips.

Find A Lawyer or Conveyancer

Buying a new home is a huge financial commitment – probably the largest you will make in your lifetime. That’s why it’s crucial to know exactly what you are signing up for. Make sure you approach a property lawyer or a conveyancer to check over the contract for sale of land before you agree to any legal commitments.

Buying a house is not a simple process – it can become complicated and confusing, especially if you’ve never done it before. A lawyer or conveyancer will also be able to talk you through what all the legalese means in practical terms and how the process will work in the lead up to the settlement.

Find out more tips

Choosing the right mortgage Broker

When it comes to choosing a home loan, the options are endless.  

With a myriad of lenders and loans to choose from, finding the most affordable loan for your financial situation is not always straightforward. And, when the difference between choosing one loan or another could mean saving thousands of dollars, it’s not a decision to take lightly. A mortgage broker can help wade through the complexities so you land on the best choice for you.

Read on to understand the pros of using a mortgage broker versus a lender? 

How to save your first home deposit

Owning an amazing home is a dream most of us cherish. It’s a way of having security and control over our lifestyle that just isn’t possible when we rent. But even with this compelling goal in mind, it can be tough to be spending less and making sacrifices for that all-important deposit. Here are a few ideas for starting money-wise habits that will see your savings grow.   

Buying and building: Tips to get you started

Everyone has different wants, needs and priorities to address when building a dream home. Here are some tips/ideas to get you started. Homes and blocks of land come in a variety of shapes and sizes; many fit together seamlessly but what happens when your perfect match on paper doesn’t work in the real world?

Read on for four tips to ensure that doesn’t happen.